Help me write a tight insurance claim letter so the adjuster takes it seriously and processes it fast.
TYPE OF CLAIM: {auto / home / health / dental / travel / other}
POLICY NUMBER: {placeholder_for_real_input}
INCIDENT DATE + TIME: {date_time}
WHAT HAPPENED in 3-5 plain sentences: {your_narrative}
DAMAGES / LOSSES with itemized amounts: {list}
DOCUMENTS YOU HAVE: {police_report / photos / receipts / medical_records / repair_estimates}
DEADLINE: {claim_filing_deadline if any}
YOUR PRIOR CLAIM HISTORY: {first / repeat}
RULES:
- Header: policy + claim number, date, addressed to claims department.
- Open with one sentence stating you're filing a claim under policy X for the incident on [date].
- Body: a chronological account, neutral tone, no emotional language ('horrible', 'unfair'). Just facts + dates + dollar amounts.
- List supporting documents attached.
- Specific ask: dollar amount you're claiming + payment timeline expected.
- Close: contact info + best time to reach you.
- Under 350 words. Adjusters skim — short and structured wins.
At the bottom, give me a 3-bullet checklist of follow-up steps if I don't hear back in 14 days.0 copies·0 saves·1 views
182 words·1,152 chars
Sample output
Subject: Auto Claim — Policy #ABC-1234-5678 — Collision 10/14/2025
Claims Department Geico Insurance [mailing or claims portal address]
Date: October 21, 2025
To Whom It May Concern,
I am filing a claim under auto policy #ABC-1234-5678 for damage sustained on October 14, 2025.
Incident summary: On October 14, 2025 at approximately 5:42 PM, I was stopped at a red light at the intersection of Mission St and 16th St in San Francisco, CA. A vehicle traveling behind me failed to stop and rear-ended my 2021 Honda Civic. The other driver provided their insurance information at the scene (State Farm policy #ZZ-9988). No injuries were reported. A police report was filed with SFPD (Report #2025-10-14-887).
Damages claimed:
Documents attached:
I am requesting payment of $4,360.00 to cover the repair and rental, processed against my collision coverage. Per the policy, I expect initial adjuster contact within 7 business days.
I can be reached at +1-415-555-0142 or devon@example.com, weekdays 9am-6pm PT.
Thank you,
Devon Park
If no response in 14 days:
Parameters
Text generation parameters
FAQ
Always send important claim letters via tracked email + a follow-up via the claims portal. Two channels = no 'we never got it.' The prompt targets ChatGPT (GPT-4) and lives in the Personal & Career category on mycopyprompt.
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